WHY CHOOSE US?
NO MEDICAL EXAMS REQUIRED
You can skip the medical exams by answering a few health questions. By doing this, we get our clients pre-qualified for the lowest possible rates within minutes.
We simplify the policy search so you're not spending hours of your time, only to get declined coverage or get charged a higher monthly rate than expected.
SAME DAY COVERAGE
We find the life insurance policy that is the best fit for you based on your current age and health, which means that over 95% of our clients enjoy same day coverage.
We'll always find the best plan available, so there's no more settling for a life insurance policy that has a waiting period and a high monthly cost.
AFFORDABLE POLICIES
We know each person and family is different, so we tailor your policy to fit your specific budget and needs.
We work with only the top rated life insurance companies to make sure the policy you get is the best value for you and your family.
LICENSED SPECIALISTS
We have the knowledge and are willing to share it with you. Helping you understand the key features of your policy ensures that you are choosing the right plan at the right time. Working with us helps prevent any unwanted surprises later in life.
LARGE VARIETY OF INSURANCE PROVIDERS
This is one of the most important aspects of our company. Being an independent life insurance agency means that we are able to provide an unbiased recommendation of which insurance company and plan is the best fit for you.
Every one of our clients is unique and has different health conditions, so the only way to work in their best interest is to offer a wide range of products.
CUSTOMER SUPPORT
We care about what you need, so we take the time to prove it to you. We help guide potential clients through the decision making process and make sure there are no questions left unanswered.
Our existing clients will always have our support - from life changes that may require policy updates to helping beneficiaries process claims when their loved ones pass away, we will be there.
BACKED BY TOP RATED INSURANCE PROVIDERS
We only work with top rated life insurance companies, based on the Better Business Bureau and A.M. Best ratings. These are long established, financially strong companies that have a history of paying life insurance claims quickly and without hassle.
We focus on getting our clients approved and our insurance providers will handle what they do best - honoring their policies and paying your beneficiaries.
Aetna
American International Group (AIG)
American Amicable
Americo
Columbian Financial Group (CFG)
Foresters Financial
Gerber
Guarantee Trust Life (GTL)
Great Western Insurance Company (GWIC)
Liberty Bankers Life
Mutual of Omaha
Prosperity Life Group
Royal Neighbors of America
Transamerica
United Home Life
WHAT ELSE SHOULD I KNOW?
OUR CREDIBILITY
Whenever someone applies for life insurance, there should be a licensed agent or broker who looks at it. This ensures that the policy applied for is in the best interest of the person, not the insurance company. We do this 100% of the time.
As for the insurance companies we work with, they only make the list if they earn and maintain an "A" or higher rating with both the Better Business Bureau (BBB) and A.M. Best.
The company must be financially stable so the money you planned on leaving behind gets to your family as quickly and easily as possible.
DOES THIS REQUIRE A LONG TERM COMMITMENT?
No, there is no long term commitment.
The applications are 100% free, non-binding, and they do not affect credit scores. The policies always have a free look period, which gives you a full refund of the premium paid. After that free look period ends, you can still cancel your policy at any time.
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We always hope that you keep your insurance policy so you have that financial protection in place, but we understand that personal and financial situations can change.
IS CORONAVIRUS COVERED BY LIFE INSURANCE?
Yes, these life insurance policies will cover deaths related to Covid. Once your application is approved and your first premium payment is made, your policy is considered effective.